North Malabar Gramin Bank Recruitment Examination - Financial and General Awareness

Q1. 'Global Market' means market of?
1) USA
2) China
3) OPEC members
4) European Union Countries
5) All major countries and their alliances

Q2. Growth for 2011-12 has been -8.8% was the news in major news papers. This means which of the following grew at this rate during that period?
1) GDP
2) Money supply
3) Foreign Exchange Reserves
4) Inflation
5) Price Index

Q3. What is the full form of LAF?
1) Liquid Advance & Finance
2) Liquidity Adjustment Facility
3) Legal Adjournment Facility
4) Local Advance Finance
5) Late Arrival of Finance

Q4. Headquarter of the International Monetary Fund (IMF) is in?
l) Geneva
2) Paris
3) London
4) Manila
5) Washington DC

Q5. As per newspaper reports ANZ was given licence to open branch in Mumbai. ANZ is a bank based in?
1) Australia
2) Argentina
3) Afghanistan
4) Angola
5) Austria

Q6. Whenever somebody needs foreign-currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent?
1) Bank Rate
2) Currency rate
3) policy rate
4) exchange rate
5) base rate

Q7. Banks recover term loan from the parties in EMIs. What the letter 'E' represents in the term?
1) Easy
2) Effective
3) Equated
4) Essential
5) Economical

Q8. Which of the following is NOT a scheduled Commercial Bank?
1) IDBI Bank
2) Axis Bank
3) HDFC Bank
5) Kotak Mahindra Bank

Q9. POSCO is a company which manufactures?
1) Cement
2) Penna products
3) Sugar
4) Textiles
5) Steel

Q10. The financial results of banks and other organizations normally are expressed in quarters. What does Q -1 means?
1) Results of January - March
2) Performance during April-June
3) Profits during July -September
4) The period when the profits were highest
5) None of these

Q11. Which of the following certainly is an effort in the direction of Financial Inclusion?
1) Internet Banking
2) Anywhere Banking
3) No-frills Accounts
4) Foreign Currency Accounts
5) All of these

Q12. Which of the following organizations has offered a credit of US $225 million to India to mitigate impact of cyclones?
1) IMF
2) World Bank
3) WTO
4 ) ADB

Q13. Who amongst the following Padma Bhushan Awardees is a famous banker?
1) Mr. Azim H. Premji
2) Mrs. Kapila Vatsyayam
3) Mrs. Chanda Kochhar
4) Mrs. Waheeda Rehman
5) Mr. Brajesh Mishra

Q14. Wages to workers of which of the following is now revised and are based on the Consumer Price Index (CPI)?
2) Anganwadi workers
3) Teachers involved in Operation Black Board
4) Health workers in Rural Areas
5) None of these

Q15. Which of the following Acts is specially launched to facilitate banks in recovery of bad loans?
1) RBI Act
2) Banking Regulation Act
3) Companies Act
4) Income Tax Act

Q16. The financial assistance or loans of Rs.10,000/- by a bank very a small borrower will be called?
1) Business finance
2) Govt Finance
3) Micro finance
4) Small finance
5) KYC finance

Q17. What does letter 'P' denote in the term 'PAN' issued by the Income Tax Department?
1) Provisional
2) Private
3) Personal
4) Permanent
5) Postal

Q18. The Head Office of the Unique Identification Authority of India is located in ?
1) Bangalore
2) Mumbai
3) New Delhi
4) Chennai
5) Hyderabad

Q19. As decided by the Govt. of India, home States will now get more shares in Power Generation. This will be upto __
1) 25%
2) 30%
3) 40%
4) 50%
5) 65%

Q20. Who amongst the following can NOT work as a Business Corres-pondent, as given in the scheme launched by the banks?
1) Kirana Store
2) Post Office
3) Self Help Group
4) A Bank Officer
5) Cooperative Society

Q21. Some banks are financing big projects like construction of Roads/Bridges etc. Financing to such projects means banks are helping exactly in?
1) Infrastructure Development 2) Project Management
3) Developing Core Sector Industry
4) Financial Inclusion
5) All of these

Q22. As we know lot of new concepts are being used in the field of banking these days. Which of the following is NOT one such conc-ept/product directly associated with banks?
1) E-payment
2) SMS Alert
3) ATM Debit Card
4) Demat Account
5) Number Portability

Q23. Which of the following is NOT a Nationalized Bank ?
1) UBI
2) CBI
3) Yes Bank
4) Syndicate Bank
5) Indian Bank

Q24. As predicted by the World Bank, Indian economy will grow faster than which of the following countries in 2012?
1) China
2) USA
3) Japan
4) France
5) Germany

Q25. Who amongst the following cannot open an account in any bank in India?
1) One who is not earning regularly
2) A House wife
3) A student of l0th Standard
4) A farmer who owns a small piece of land
5) An individual who is well to do out his source of income is not known

Q26. Which of the following banks has taken over the Centurion Bank of Punjab ?
1) ICICI Bank
2) IDBI Bank
3) HDFC Bank
4) AXIS Bank
5) None of these

Q27. Inflation has become a major area of concern in India these days. What measures do the Government of India/ RBI norm-ally take to control the same?
A) Fixation of Maximum Prices of the Commodities
B) System of Dual prices
C) Increase in Supply of food grains
D) Control on credit and liquidity in market
1) Only A
2) Only B
3) Only C
4) Only B, C and D
5) All of these

Q28. Which state government announ-ced that each village in the State with a population of 250 would be declared a "revenue village" for facilitating its development ?
1) West Bengal
2) Orissa
3) Rajasthan
4) Haryana
5) None of these

Q29. Who among the following is the author of the novel "Without Dreams"?
1) Shahbano Bilgrami
2) Saeed Mirza
3) Javed Akhtar
4) Shabana Azmi
5) None of these

Q30. The Government of India has set up Price Stabilisation Fund for four commodities. Which of the following is NOT covered by the scheme ?
1) Tobacco
2) Coffee
3) Rubber
4) Tea
5) Jute

Q31. The organizing committee of FIFA World Cup announced the name of the country selected to host the event to be organized in 2014. Who is the host chosen for the same ?
1) Russia
2) Venzeula
3) Bolivia
4) Peru
5) Brazil

Q32. Who among the following is the author of the book :'Half a life'?
1) Mark Tully
2) Deepak Chopra
3) Chetan Bhagat
4) Ved Mehta
5) V.S. Neipaul

Q33. In which one of the following states, village level marketing platform has been set up for the first time in the country?
1) Haryana
2) Maharashtra
3) Gujarath
4) Bihar
5) Kerala

Q34. With which one of the following sports, the name of Parupalli Kashyap is associated?
1) Chess
2) Tennis
3) Badminton
4) Athletics
5) None of these

Q35. While passing the Finance Bill the Finance Minister agreed to with draw the controversial 'misery tax' on healthcare from the tax proposals. What did this 'misery tax relate to?
1) Expenditure tax for luxury treatment
2) Service tax on air conditioned hospitals and diagnostics
3) Sales tax on expensive healthcare
4) GST on costly hospital and medical treatment
5) None of these
North Malabar Gramin Bank Recruitment Examination - Financial and General Awareness