Banking Jobs IBPS Questions

May 23, 2012

Banking Awareness Questions

05. What is the maximum amount of subsidy under SGSY scheme in case of finance to a Self Help Group for irrigation facility? a) 50% of the project cost b) 50% of the project cost subject to a maximum of Rs 1.25 lac c) 50% of the project cost subject to a maximum of Rs 10,000 per member d) 50% of the project cost subject to a maximum of Rs 10,000 per member and maximum Rs 125000 for Group banking awareness questions 06. In banking, generally Debt Service Coverage ration of ------------ is considered as ideal. a) 2:1 b) 1.5:1 c) 1.25:1 d) 1.75:1 07. Which of the following is incorrect about a minor? a) A minor can draw a negotiable instrument. b) A minor can endorse or negotiate a negotiable instrument without making himself liable. c) A minor can draw, endorse or negotiate a negotiable instrument and can bind all others except himself. d) A minor can draw, endorse or negotiate a negotiable instrument and bind himself and all others. 08. The maximum amount of compensation that can be awarded by an Ombudsman is restricted to_______________. a) Rs 5 lakh b) Rs 10 lakh c) Rs 20 lakh d) Rs 50 lakh 09. Who decides the interest rate payable on Saving Bank deposits maintained with a commercial bank? a) The bank concerned as all interest rates have been deregulated recently. b) Indian Bank Association c) Government of India so that these are at par with interest rates offered by post offices d) Reserve Bank of India.
Practice Exercise - 64 [ Banking Awareness]
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